The Secret to Undoing Your Summer Spending

First we travelled to Regina.  Then Drumheller.  Then Penticton.  Then Edmonton.  Then Cypress Hills.  Sound familiar?  Or maybe your summer spending consisted of summer camps, backyard barbeques, and hosting travellers.  Whatever it is, many of us feel tapped out after summer holidays.  But as a hand-written note on the lid of my recent to-go cup put it, “Don’t look back.  You’re not going that way.”  So instead of beating yourself up over past spending, look forward.  The most powerful antidote you have against summer spending is to take a Spending Holiday.  No, not the kind where you spend money, but the kind where you take a holiday from spending.

The most powerful antidote you have against summer spending is to take a Spending Holiday.

No, not the kind where you spend money, but the kind where you take a holiday from spending.

A Spending Holiday doesn’t have to involve number crunching or spreadsheets.  It’s as straightforward as asking yourself one simple question before you part with your money:  “Is this something I can live without?”.  If the answer is yes, liberate yourself and your credit card by keeping your wallet shut.

Framing a choice as a simple yes or no makes decisions delightfully clear.  No, I can’t live without paying my kid’s hockey fees.  Yes, I can pass on those concert tickets.

The more times you say Yes, the quicker your finances will recover.  And those summer memories?  They’ll feel even sweeter.

Rich regards,

Morgan

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